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File #: 15707   
Type: Agenda Item Status: Agenda Ready
File created: 3/19/2025 In control: Board of County Commissioners
On agenda: 4/8/2025 Final action:
Enactment date: Enactment #:
Title: Amended Satisfaction of Mortgage for Robert Stephens a/k/a Floyd Richard Stephens and Eileen Stephens Through Neighborhood Stabilization Program Purchase Assistance Program
Attachments: 1. Second Mortgage Under NSP Purchase Assistance Program - $41,721.00, 2. Second Mortgage Under NSP Purchase Assistance Program - $39,663.00, 3. Amended Satisfaction of Mortgage - $39,663.00, 4. Approved Amended Satisfaction of Mortgage for Robert Stephens aka Floyd Richard Stephens and Eileen Stephens
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Amended Satisfaction of Mortgage for Robert Stephens a/k/a Floyd Richard Stephens and Eileen Stephens Through Neighborhood Stabilization Program Purchase Assistance Program

 

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BRIEF OVERVIEW

Attached is an Amended Satisfaction of Mortgage for a loan granted through the Neighborhood Stabilization Purchase Assistance Program to Robert Stephens a/k/a Floyd Richard Stephens and Eileen Stephens, in the amount of $41,721.00 dated February 3, 2010.

 

On March 11, 2025, the BOCC approved a satisfaction of mortgage for Robert and Eileen Stephens in the amount of $39,633.00.  However, it has come to light since then that two corrective second mortgages were also recorded regarding this particular loan.

 

The first corrective second mortgage changed the name of the husband from Robert Stephens to Floyd Richard Stephens.  The second corrective second mortgage changed the amount of the loan from $39,663.00 to $41,721.00.

 

The amended satisfaction of mortgage explains the chain of events and that the initial second mortgage and the two corrective second mortgages are one and the same loan.

 

FINANCIAL IMPACT

None.

 

LEGAL NOTE

The Board has the authority to act on this matter pursuant to Chapter 125, Florida Statutes.

 

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RECOMMENDATION

It is recommended that the Board approve and authorize the Chairman’s signature on the attached Amended Satisfaction of Mortgage.